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About Us | Clients | Why David Justice Financial Services? | Corporate Philosophy | Team Bios | Location | Contact

Why David Justice Financial Services?

David Justice Financial Services, Inc. is not your typical insurance agency. We are an independent brokerage firm that provides customized insurance plans to meet the specific needs of business and individual clients. However, we go far beyond selling insurance. We offer a multitude of services for our clients which include selection in carriers and products, education about products and benefits and exceptional customer service.

Selection: In today's competitive market, consumers expect to have choices. David Justice Financial Services, Inc. offers a variety of competitive products from quality, top-rated carriers. We provide an objective evaluation of the client's needs and identify the products and services which best meet the client's needs. A full market analysis of all plans, with competitive market data, accompanies all proposals and renewals.

Education: David Justice Financial Services, Inc. provides source materials for all plans, including an initial enrollment kit which contains benefit descriptions of the plans, enrollment forms and account management information. We meet with each new client to fully explain the products, our extraordinary commitment to service, and the resources we provide and to fully answer any questions the client may have about the ever-changing market. We welcome the opportunity to meet with the client at any time and as many times as the client requests in order to answer questions, explain product material or assist the client in any way with issues that arise. In addition, we offer valuable human resource information to our clients. Many clients are unaware of the many governmental and human resource issues that can arise in the course of running a business. We offer training and access to information to assist the client in these matters  all at no additional cost to our clients.

Service: Our greatest value to our client is in service. Our combined service staff has over 100 years of experience in the employee benefits and insurance arenas. We provide support on a daily basis for anyone covered under a plan, including support related to claims, procedures, prescriptions and appeals. In addition, we offer full administrative support on a continuing basis for the company contact person, including support on matters of billing, enrollment, termination, human resources, expansion of existing plans and renewals. We periodically contact our clients to assess their satisfaction and to offer assistance with coverage and eligibility issues as well as customer service and claims issues.

Our Carrier Relationships: Together, employers, employees and individuals spend billions of dollars annually in premium on health, life, dental, vision and disability insurance. Because the cost of healthcare continues to increase every year, it is important to with a broker who has created valuable relationships with reputable insurance carriers. David Justice Financial Services, Inc. has outstanding relationships with each of the carriers listed below, and has representatives at each of these carriers who are specifically assigned to us to assist us in servicing our clients:

A.C.E.C. Life/Health Trust

Aetna

AFLAC

AIG American General

Ameritas

Anthem Blue Cross and Blue Shield (KY)

Assurant Health

Athens Area Health Plan Select

Banner Life

Blue Cross Blue Shield of Georgia

Ceridian Corporation

Companion Life

Coventry Health Care of Georgia

Empire General Life Assurance Company

First Colony Life Insurance Company

First Health

First Penn-Pacific Life Insurance Company

General American

Genworth Financial

Greater Georgia Life Insurance Company

Guardian Life Insurance Company

Humana

Illinois Mutual Life Insurance Company

International Medical Group, Inc.

Jackson National Life Insurance Company

John Alden Life Insurance Company

John Hancock

Kaiser Permanente

Lincoln Benefit Life Company

Lincoln Financial

MetLife

Mutual of Omaha

New England Financial

Pacific Life & Annuity Company

Penn Treaty Network American Insurance

Company

Pre-Paid Legal Services, Inc.

Principal Financial Group

Private Healthcare Systems (PHCS)

Protective Life Insurance Company

Prudential Financial

Standard Insurance Company

Sun Life Financial

Union Central

United Concordia

United Healthcare

United Home Life Insurance Company

United of Omaha

United World Life Insurance Company

UNUM/Provident/Paul Revere

U.S. Financial

Vision Service Plan

West Coast Life Insurance Company

Additional Services: In addition to employee benefit plans, we provide the following services to individuals and groups:

Health, Dental and Vision Insurance

Life and AD&D Insurance

Long and Short Term Disability

Insurance

Supplemental Disability Insurance

Long Term Care Insurance

Health Reimbursement Accounts

Flexible Spending Accounts

Health Savings Accounts

Voluntary Benefits

Premium Only Plans

COBRA and Georgia Continuation

Administration

Payroll Services

Pre-Paid Legal Services

Property and Casualty Insurance

Workers' Compensation Insurance

Homeowners' and Automobile Insurance

Some Comments From Our Clients:

"I get the best service ever from David Justice and I love it. No more hassles with insurance companies, David Justice and his staff handle it for me. I love it, love them!"

"The level of service and responsiveness to our needs is exemplary and has been consistently superlative over my seven plus years relationship with David Justice. You and your staff are to be commended. Thank you for your diligence and hard work!"

"You all do a wonderful job. As you know I was new at handling insurance in the beginning and you and your staff have helped me implement an effective plan for our employees health, dental and life insurance. Thank you for all of your help and patience. Youve made my job so much easier. Keep it up."

"No improvements needed. I always have my questions answered and enjoy talking to everyone in the office."

Get Started Today: To take advantage of our exceptional services, all you need to do is contact our office by telephone, e-mail or fax. You dont have to change your provider or wait until your current plan is up for renewal to have the best service in the industry. You can reach us by any of the following methods:

Telephone: 678.819.4086
Toll-Free: 888.250.4165
Fax: 678.819.4088
E-Mail:
mailbox@davidjusticefinancial.com

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